Goodbye 2025

December came and went in a blink. I spent a week at home unwell, the kind of forced stillness that makes time feel both slow and strangely fleeting. The rest of the month disappeared into birthday catch-ups, Christmas gatherings, and long conversations with friends. Somehow, I did not even find time for birding, which feels almost ironic given how much it has come to mean to me.

Looking back, the last half of 2025 was quietly revolutionary.

I quit my job.
I reached my CPF Full Retirement Sum.
I discovered birding, a hobby that has changed how I see time, travel, and even patience.
I completed several courses.
I travelled to Thailand, China, Japan, and Malaysia.

When I list it out like this, it surprises me how much shifted in 6 months. Not all of it was easy, but most of it felt necessary.

As I think about 2026, I know I should probably find a part-time job. Birding is not exactly a low-cost passion, especially when it involves flights to other countries and expensive tour guide costs. What I dread, deeply, is the idea of returning to a full-time role. The current job market feels bleak, and the thought of stepping back into a stressful environment seems both exhausting and, frankly, pointless.

I have been considering something simple and close to home, perhaps a small retail job, even if the income is minimal. With no debt and relatively low expenses, it feels sustainable. More importantly, it would allow me to protect my time, to continue doing the things that make life feel expansive rather than constricted.

For now, that feels like enough.

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Fraser's Hill

I am back from my 5 days, 4 nights trip to FH. It was a very interesting experience, and I now understand why so many people say December is not a good time to visit because of the rainy weather. Apparently, though, it is a good time for reptiles. Since this was a wildlife expedition, it turned out to be a good experience overall. At least now I understand how Fraser’s Hill works and just how exhausting the journey can be.

I am quite happy with the trip as we still managed to see rare finds like the Brown Wood Owl, as well as rare reptiles such as the Ah Tung frog. I only joined two night tours as I am not a night owl. The night tours and hunts can go on until 1 to 2 am, so they are really more suited to the younger ones, lol.

As for the accommodation, it was definitely not worth what I paid for a Malaysian resort. It was very run-down, like a 90s chalet. The only plus point was that it was spacious and I had the room to myself.

I will probably try going with a bird guide next time, or join a group of birders.

And oops, big booboo 😅 I forgot I have Beauty and the Beast musical the same week as my Fraser’s Hill trip, so I have to give the ticket to KE to go with PY instead.

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Tokyo & Mt Fuji

Day 1
We arrived in Tokyo quite late and took the limousine bus to Shinjuku before transferring to the train for Shin-Nakano. By then, the constant stairs were already taking their toll, and fatigue set in quickly.

The Airbnb was much smaller than expected, surprisingly tight for a place advertised for five people. In reality, three would have been far more comfortable. That said, the location was excellent, just a few minutes’ walk from the station. We did struggle a bit with the shower heater, and there was no room heater at first, but the owner later told us there was a portable one hidden in the cabinet. Small frustrations aside, we ended the day with a nice izakaya dinner, pricey, but satisfying after a long journey.

Day 2
We started the day at the Doraemon pop-up café in Shibuya. Surprisingly, it wasn’t crowded at all. The décor was charming, and every dish was thoughtfully designed around the characters. While the food itself was expensive for the quality, it was still worth it for the photos and especially meaningful for my sister-in-law, who is a big Doraemon fan.

The highlight for me was visiting the owl café. Seeing so many owls up close was fascinating, and the session felt relatively controlled with only about ten visitors allowed at a time. Still, I remain conflicted. While it was educational and encouraged respect for wildlife, I couldn’t help feeling uncomfortable about the captivity, especially the Snowy Owl, who looked deeply unhappy. Some animals simply don’t belong behind glass.

Dinner that night was a letdown, first bad sushi, then bad fast food. Honestly, I didn’t think that was even possible in Japan.

Day 3
We visited the Doraemon Museum, which was about 40 minutes away. It turned out to be less about Doraemon alone and more about the life and work of its creator, Fujiko F. Fujio, which made it unexpectedly meaningful. Lunch was a Doraemon-shaped curry, fun and nostalgic. I even spotted some eagles nearby, though sadly I hadn’t brought my camera.

Later, I went to Hobby’s World after a recommendation from G, a new birding friend. It was an absolute treasure trove of bird merchandise. I definitely overspent but with zero regrets.

Day 4
Birding day. I headed to Yoyogi Park while the girls went to Akihabara to shop for manga and anime collectibles. Bird activity was fairly quiet, but I still picked up a few lifers, including brown-eared bulbul and Japanese tit. I was also surprised by how abundant the Rose-ringed Parakeets were thriving right in the middle of the city.

I returned to Hobby’s World again to help K buy even more things. At this point, I felt like their VIP customer of the week. I also had an amazing steak lunch nearby. I still don’t understand how Japanese beef tastes that good.

On the walk to Akihabara, I stumbled upon Hijiribashi Bridge. The layered view of trains and boats crossing above the river was unexpectedly beautiful and memorable.

That evening, I finally bought the Canon 1.4× extender. It was much cheaper than in Singapore and sold out almost everywhere due to Black Friday. I had to visit three camera shops before finding one, but at S$510, it felt like a real win.

Day 5
A very chill day. We returned to Shibuya for some shopping at Don Don Donki. Nothing particularly stood out, just shopping, eating and packing. We planned to send our luggage to the airport via 7-Eleven but missed the 6 p.m. cutoff time, which the staff didn’t mention. The result? An unexpected S$45 spent per locker storage, frustrating, but unavoidable.

Day 6
A long and dramatic day. I accidentally left my duffel bag at Otsuki Station and had to take the expensive train back from Kawaguchiko to retrieve it. The round trip alone cost about S$60. I seriously considered abandoning the bag until I remembered my new extender was inside. 😭 Thankfully, it was still there when I returned.

Completely exhausted by the time I got back to the Mount Fuji hotel, I treated myself to a wagyu steak that cost almost as much as the train tickets. Worth every cent. There weren’t many dining options nearby anyway, so it felt justified.

Day 7
I woke up to a stunning view of Mount Fuji. The hotel was absolutely worth it!! The balcony offered an unreal, uninterrupted view, and breakfast was excellent.

Saiko Wild Bird Park itself felt a bit rundown, but the surrounding forest more than made up for it. We saw many Japanese bird species in a short time. Even though we only had a brief morning before heading to the airport, the scenery, fresh air, and calm atmosphere made it unforgettable.

I’ll be back again, Fuji-san.

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Introduction to Species Identification Workshop

Attended my first Aspiring Naturalist Programme conducted by LKCNHM (which I can never pronounce).

The session I originally wanted to attend was the Dry Preservation Workshop, which covers the steps of preparing a bird for preservation. Unfortunately, I’ll be in Tokyo during that period. I did enquire whether there would be another session, but nothing has been confirmed yet.

The session itself was interesting, though I wasn’t particularly drawn to learning about insect DNA. We also tried identifying different snail specimens (nerites) and practiced basic DNA extraction techniques using frozen superworms.

The museum itself is small, but I’d like to return (they gave us a free ticket) to spend more time looking at the bird specimens.

Hopefully, future sessions can be held earlier. This one ran from 7–10pm, and Grandma was understandably very sleepy by then. 😅

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November Here We Go

Nov Week 2:

Mon – Met MD and his sister, who was visiting. We had a lovely lunch at his atas rented DBSS at Pinnacle, then headed back to his cozy place to chit-chat. In the evening, I met SF for her belated birthday dinner, and we went to take some “neoprints” (not sure what they’re called now), as if it were 1998.

Tue – Mom’s place has had a group of blue-tailed bee-eaters visiting her kitchen for about a week now. So exciting to see these migrants! I managed to take some really good photos and felt so blessed and happy to witness these beautiful creatures.

Wed – Gained a new experience riding Anywheel and Hello bikes. It was JT’s birthday, and we spent the day cycling before heading to her place for lunch.

I also finally tried bouldering on a weekday, and what a difference the crowd makes. We’ll definitely stick to Monday–Thursday mornings from now on!

Thu – Went birding (finally!) and saw Little Grebes at Marina. I was quite annoyed by some people who posted sightings but acted all righteous by refusing to reveal the location. Honestly, then maybe just don’t post at all. Thankfully, there were also some kind birders who shared the location with me. Bliss.

And I finally saw the blue-winged pitta at Punggol Park, SO HAPPY! He’s still skittish, and one particular uncle was really rude, chasing the birds just to get flight shots. The moment he left, the pitta came out to enjoy his breakfast, and I was able to take so many photos. He seemed comfortable with us as long as we kept our distance.

Fri – Met up with ex-colleagues for a good catch-up. Yes, sometimes I still need to connect with humans instead of birds.

Over the weekend, I started planning our Tokyo trip. The last time I went was in 2017 — excited to see how much Tokyo has changed! 

It's going to be very busy for the next few weeks as I have the Fraser Hills trip after the Tokyo trip. 

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The Joy of Decluttering

Why Decluttering Feels Like Therapy
During my last work hiatus during the covid period, decluttering became one of my favourite forms of self-care. There’s something deeply calming about walking into a room and seeing space: clear, open, quiet space. It’s like taking a long exhale after holding my breath for too long.

For me, decluttering isn’t just about tossing things out. It’s about creating an environment that reflects how I want to feel on the inside. When my surroundings are chaotic, my mind starts to mirror that clutter: scattered, noisy, restless. But when I clear things on a tabletop and leave it empty, it feels like I’ve wiped a little fog off my mind too. 

I love the act of letting things go:

The old collector toys. Gifts I don't use. The clothes I told myself I’d wear again “one day.” The half-used items I’ve been holding onto out of guilt instead of joy. Each item I release gives me a small sense of freedom. 

And there’s magic in the emptiness that follows.

Empty shelves feel like blank pages waiting to be written on. A new adventure awaits me. Open spaces remind me that life doesn’t need to be filled to the brim to be meaningful. In fact, the more space I create, the more room I have for clarity, inspiration, and rest.

Decluttering has become my way of grounding myself in a world that constantly tells me to want more, buy more, keep more. But I’m learning that the real comfort comes not from the things I accumulate, but from the space I reclaim, physically and mentally.

So yes, I love decluttering. Not because it makes my home cleaner (though that’s a nice bonus), but because it makes me lighter. And some days, seeing an empty corner or a freshly cleared surface is exactly the quiet simplicity I need to feel at ease again.

I have been doing another round of decluttering this week. Finally I managed to find friends to adopt my awesome junk:

• Disney funko pops and jigsaw: SZ and her daughters
• Beauty and the Beast Home Decor and Funko Pops: PY (ex-colleague)
• Starbucks Mugs: AL (for her new house!)

I still have to figure out how to get rid of other items that have no meaning in my life now:

• Playmobils - still left with quite a number of them. 
• Boardgame - a bit tricky, not sure where I can donate or any other friends who may like.
• Dog toys - too many, time to declutter after taking photos.

Things I'm still keeping are my Xmas and Halloween collection. By getting rid of these items, I have more space now for my new hobbies. Surprisingly I don't have much more clothes to get rid as it's something I constantly do haha.

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Bye October, Hello November

Oct Week 4:
ST was away in Japan, so I’ve been pet-sitting. I cut back on birding time, as I’d spent too much on it the previous week. Finally met up with my ex-colleagues; we enjoyed a home-cooked meal and endless laughter at FH’s house. I also engaged her catering service for KL’s birthday bash at my place. Ended the week with a visit to my new favourite spot—Bird Paradise! And I finally sighted the kingfisher I’d been seeking for so long!

Oct Week 5:
An exciting, activity-packed week!

Started with a community nature walk with U/P at Thomson Nature Park. It was my first time there, and gosh, I probably won’t return unless I have a car. It’s not near any MRT station, and the bus stop is a long walk away. It reminded me of Sungei Buloh Wetland Reserve. I’ve never seen so many snakes in one place, so that was a highlight. Instead of the usual bird sightings, I enjoyed spotting other wildlife!

This was a happening week, too, as a rare Rhinoceros Hornbill suddenly visited Singapore! We rushed down just to catch a quick glimpse, in case it flew off the next day. Haha—welcome to the thrilling world of birding.

I also got my flu jab ($28) ahead of the upcoming Tokyo trip. It’s now mandatory for me to take the yearly shot; there’s such a huge difference without it. I catch colds easily in cold countries. Spent some time at the library reading this week too. I’ve been diving into Korean self-help books and bird books. Reading calms me, allowing deeper reflection and greater appreciation for what I have.

On Friday, I went to JB with AC and MG, my first time since 2019. In the past it’s out of obligation, but this trip was for shopping and a massage. I didn’t have much to buy and don’t see the appeal of going frequently unless, of course, there’s a driver. Still, I enjoyed the day with two wonderful friends; that’s what matters.

On Sunday, we celebrated KL’s birthday! It was so nice to see everyone after so long. This was the most relaxed hosting I’ve done—everyone was incredibly helpful with cleaning and tidying up. Especially my little helper, PH. Haha, truly blessed!

Nov Week 1: Attended an AI course conducted by Mr Loo —it was fascinating! Though I’d covered AI topics in the DTCM course, this was far more comprehensive. I gained a clearer understanding of the differences between different AI platforms, learned how to craft better prompts, and discovered Gemini’s powerful features, I’ve already started using it. It was also wonderful to see Mr Loo and his lovely, supportive family. The snacks provided were really delicious too.

Returned to bouldering after a long break while CY recovered from surgery. We tried a Friday afternoon session, and gosh, it was as crowded as weekends! Lesson learned: stick to weekday mornings only.

Spent the entire week visiting Punggol Park in search of the yellow-rumped flycatcher and blue-winged pitta. Why is this park suddenly so happening? lol I’m genuinely surprised! . .

October blurred into November before I know it. Whether through reconnecting with friends, learning something new, or catching sight of a long-sought bird, I’m reminded that fulfillment often comes in small, meaningful moments. Can I stay jobless and just have fun like this everyday?

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Current Investment Strategy

The stock market really moves in strange ways. Just a few weeks ago, it felt like a full-on bull run despite all the bad news circulating and now, it’s turning slightly bearish again. Is it because of Trump, or just big players manipulating the market sentiment? Who knows.

On a brighter note, I was really happy to see LAES finally climb above $6. I’ve been stuck at around $5 since February, so it felt great to finally sell it off on Moomoo. I’ve since transferred the funds to Webull, where I’m focusing on TSLA, COIN, and FIG.

For now, I’m done with penny stocks. They can be exciting, but also risky — and I’ve realised that kind of trading only works if I have a stable job to absorb any potential losses.

Another reason for shifting to Webull is the lower commission fees. Moomoo’s high fees made small trades inefficient, whereas Webull gives me the flexibility to slowly nibble into big-cap stocks when prices dip. That said, I still hold a Singapore biotech company in Moomoo that’s been underperforming. No idea when it’ll recover, so I’m just leaving it there for now.

I’ll still keep Moomoo for Singapore bank and REIT stocks (I only have one REIT left now), since the commission rates for SGX trades are cheaper there compared to Webull. The SG portfolio is also glowing too thanks to DBS !

Lately, I’ve been following John Lu’s investment strategies and applying some of his principles to my Webull portfolio. His methods have been quite insightful, especially in helping me determine better entry points when buying. I’m still trying to refine my sense of when to sell, which I think is the trickiest part of investing.

On the bright side, my decision to buy back PLTR and NVDA in August has paid off nicely — both are showing solid gains. Overall, my Webull portfolio is performing much better than my Moomoo one at the moment.

There are also several key market dates in October that might influence price movements. Let’s see how the market reacts — I’m keeping an eye on these events while continuing to learn and adjust my approach.

Disclaimer: This post is for informational purposes only and does not constitute financial advice. Please consult a qualified financial advisor before making any investment decisions.

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Mid-October Highlights & Recap

Week 1: Farewell dinner with my French colleague who has left SG. Even though I've left work, we're still friends, so it was a really tearful event. Every time someone who made a difference in my working environment leaves SG or the company, it makes me cry.

Decided to chill this week and only did 2x birding.

Week 2: Spent the week celebrating ST's birthday with lunches, dinners, and attending Cirque Alice. It was human acrobats on a very small stage - such an impressive performance! It's been a while since I've watched a cirque show (last time was pre-COVID).

However, I wasn't as excited as in the past (maybe getting old). I probably won't splurge on such shows again, especially since I'm jobless now. We also had lunch at the French restaurant Maison Boulud from a Michelin chef. We waited forever for the food to arrive; it was beautifully plated, but sadly just okay, not worth the price. Definitely won't be going back.

Finished the week with the 3-day Nature Interpretation course.

Week 3: Since I wasn't able to bird much last week, I spent almost every day birding this week (6x!). I met a new, more senior friend during birding, and he's been nice enough to drive us around, making it so easy to explore.

I went to the office to return my laptop (finally) and had lunch with my (ex-)colleagues. Everyone seemed really stressed and said they want me to come back. I'm glad I no longer have to deal with that shit. Haha.

I went to Pulau Ubin on Friday with AT and her son for her birthday too. It's been almost 10 years since I last went! It was a nice walk, even though I spotted but couldn't capture the elusive White-Rumped Shama. :(

Finally met up with my Charmed Sisters after talking about it for months!! We're planning for KL birthday - a big event for us every year.

Reflecting on the logotherapy schedule:

I think I've been spending more than the target 25% on passions these days. Haha. I've been so busy every day this month. Besides the Nature Interpretation course, I haven't done any serious practical needs. Maybe I should look into self-learning again in November, as I don't think a part-time job is possible right now.

What I really like about current life is how I'm able to spend every day so fulfilled, experiencing so many new things. You know it's fulfilling because every outing feels like it happened ages ago, but in fact it was only last week or yesterday. I'm living fast and fulfilled.

Let's see what the next 2 weeks will bring!

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Reflections on the Nature Interpretation Course

Last week was a whirlwind of activity, filled with learning and exploration, though not without its challenges.

I decided to set aside Cornell's Handbook of Bird Biology. Its dense, scientific content and emphasis on memorizing scientific names felt overwhelming and disconnected from my goal of trying to understand about birds. Instead, I attended the Nature Interpretation course, which proved to be far more engaging. The course materials were clear, relatable, and rooted in a local context, making it easy to connect with the content. I learnt from my trainer and was surprised that there is no official certification for Nature Guide, only Heritage or General Guide.

The main downside was the location - RP in Woodlands. The long commute left me exhausted over the three-day course. Most of our time was spent in the field at Admiralty Park, preparing for the final day when we delivered commentary guides to our classmates. My nine-minute presentation on sunbirds was fun. I genuinely enjoyed sharing my passion for these vibrant birds.

The classroom lectures, however, were dry and kind of boring. Being out in nature, observing and discussing, was far more enjoyable and meaningful. As the only birder in a class full of plant and tree enthusiasts, I felt a bit like the odd one out, but it didn’t dampen my enthusiasm.

One area for improvement is the course’s marketing. It currently seems tailored to NParks officers, but with better outreach, it could attract a wider audience of nature enthusiasts. Overall, the experience was rewarding, reinforcing my love for nature and my desire to share it with others.

And this is the last of my Skillsfuture credits. 😅

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Chocolate Finance US Account Update

It's been over six months since I last deposited into my CF USD account. In my previous post, I crunched the numbers and estimated it'd take exactly six months to break even. Well, reality had other plans, it took a bit longer!

The good news? I've finally crossed that threshold with an insignificant profit in the bank. The profits largely depend on Trump's mood. 

The USD remains weak against the SGD, so my game plan is simple: Hold steady until January 2026 and reassess. Fingers crossed for a stronger dollar by then.

I have however withdrew all my SGD in CF account to put it back into equities in Webull. More on that in another post.

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September Recap

Now that I have a little more time on my hands, I want to be intentional about how I spend October. I want this month to be meaningful and fulfilling.

• Cornell's Handbook of Bird Biology
  I’ve begun reading this online book through Perlego, which costs me USD 12 for a month. The hard copy itself is around S$200, so I’m still deciding whether it’s worth buying. The great part is that Perlego also offers an audio version, which makes it easier to digest.
  
  
• Certificate in Nature Interpretation
  I finally got accepted to this popular course! It starts in October, and I’m looking forward to meeting like-minded people and discovering new ways to connect with nature.
  
  
• Unexpected Wealth
  Life has its little surprises. Since I withdrew from my SkillsFuture course in September, I assumed I’d only get allowance for July and August. But unexpectedly, three months’ worth came through.On top of that, I managed to recover money from an old debt I’d written off in my mind. These small windfalls reminded me that sometimes blessings show up when we least expect them.
  
  
• Trip to China
  Part of my itinerary was just naps, hotel room time, little breaks between birding walks. No rush. The combination of quiet and purpose — early mornings looking out for birds, afternoons dozing and resting — showed me that rest isn’t wasted; it’s part of the rhythm.
  
  The trip cost more than I expected (hotel surge because of a convention, etc.), but I came back richer in a non-monetary way. Reminded myself that sometimes, what we pay isn’t just dollars: it’s time, attention, openness to small beauty.
  
  

For October, I would like to stay open to surprises, unexpected kindness, unplanned blessings, moments that feel small but matter.

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Second Trip of the Year - China

My second trip of 2025 was another last-minute adventure, this time to China to sort out some lingering bank account issues. It had been six years since my last visit in 2019, so I was both curious and excited to return. This 4-day, 3-night trip (15–18 September) turned out to be a delightful blend of birding, napping, and unexpected connections.

An Unlucky Timing, But a Lucky Find

My trip coincided with the ASEAN Expo Convention, which drove up hotel prices significantly. Despite the cost, I found a gem of a hotel right across from a park with a bird-viewing deck. This park became the highlight of my trip. Exploring it solo and identifying new bird species was a joy, especially when I spotted a Common Kingfisher on my first day—a bird that’s currently a hot target for photographers back in Singapore!

On my first morning, I couldn’t locate the viewing deck. After some wandering, I found it in the afternoon, only to learn from the local "birder uncles" that the elusive Red-billed Blue Magpies only appear in the mornings. Determined, I returned early the next day.

The Heartwarming Birding Community

The birder uncles were a revelation. This group of retirees maintains a small pond at the park’s edge for birdwatching, turning their hobby into a daily ritual. The group’s "leader" arrive with professional cameras, chairs, mosquito coils, tripods, and even hot tea, creating a cozy setup by 8 a.m for his friends. Some don’t even take photos—they just come to chat and catch up with friends. It’s a vibrant community gathering, and I was amazed that the national park allows them to manage this space independently.

They clean the area daily, set up perches for birds, and place worms or grapes as bait. While I’m unsure about the ethics of baiting, I deeply respect their dedication to coexisting with and protecting local wildlife. As Singaporeans, we might frown upon practices like smoking in parks or baiting, but when traveling, it’s important to respect local customs. One uncle, an inspiring 80 years old, embodied their passion for this daily ritual.

Their warmth touched me deeply. They invited me to sit with them, shared their hot tea, and made me feel like part of their community. They even encouraged me to return in spring for the best birdwatching season. Since I’ll need to revisit China to finalise my bank card issues, I’m already looking forward to it!

Beyond Birding: A Relaxed Itinerary

NNG doesn’t offer much beyond birding, so I made the most of my hotel room, indulging in naps between outings. Choosing a hotel so close to the park was a stroke of genius—it made birding effortless. Here’s how my trip unfolded:

Day 1
Afternoon: Landed in Nanning
Check-in at hotel
Dinner

Day 2
7 a.m.: Birding at the park
9 a.m.: Bank visit to sort out admin
11 a.m.: Brunch
12–2 p.m.: Nap
3–5 p.m.: More birding
6–9 p.m.: Dinner

Day 3
7 a.m.–12 p.m.: Birding at the park
12–2 p.m.: Lunch
2–5 p.m.: Nap
6 p.m.: Dinner (delivered to hotel)
Evening: Watched movies in the hotel

Day 4
Morning: Flight back to Singapore

Budget Breakdown
The trip wasn’t cheap, largely due to the convention inflating costs. Here’s the breakdown:

Flights: $488.50
Hotel: $324.87
New phone line + 4 months subscription: $90
Daily expenses: $210

Total: $1,113.37

I could’ve saved on flights and accommodation by avoiding the convention period. Also, I still have $90 in WeChat credit for my next visit. A key tip: always get an e-SIM for China. Local SIMs don’t work well with VPNs, so I couldn’t stream Netflix after finishing my offline downloads.

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Melissa's House Dog Staycation

I've finally completed Module 2 and successfully withdrawn from the course last Friday! After saying goodbye to all my classmates, we embarked on another dog staycation.

This time at a unique spot called House of Melissa, a boutique farmstay in Changi Village. This colonial-style chalet on Netheravon Road was originally a 1930s residence, now restored to offer a countryside escape with a tropical-colonial theme. It boasts stunning views of the Ubin straits.

ST generously covered most of the cost (huge thanks!), and I only paid the additional $140 pet supplement ($70/dog) for the boys. However, as House of Melissa promotes a rustic farm experience, there are free-roaming chickens and ducks on the property, meaning we had to keep our dogs leashed at all times. This felt like it defeated the purpose of a relaxing dog staycation, as the boys couldn’t run freely. The colonial house itself is spacious and beautifully designed with vintage décor, but we encountered quite a few insects, including ants on the beds and pillows, which was uncomfortable. Additionally, there seemed to be extra charges for almost everything.

This place feels more suited for families with kids who enjoy hands-on activities like permaculture tours or interacting with farm animals and don’t mind the many mosquito bite or insect encounter. For dog owners, however, it’s less ideal due to the leash requirement and lack of open space for pets to roam. I wouldn’t recommend it for a dog-focused staycation. In comparison, we still think Lazarus Island is the best dog staycation spot in Singapore, with its amazing beach where our boys can run unleashed and have a blast.

Another challenge was dinner. The house lacks a microwave, indoor BBQ, or stove, so we had to walk a short distance to Changi Village to grab food. While this wasn’t a huge inconvenience, it would’ve been nice to have more on-site cooking options. The highlight for me, as a birder, was finding a huge feather and spotting a variety of birds around the property. That said, Changi Village is a great spot for birdwatching any day, so I didn’t need a staycation to enjoy that.

Sorry, boys—we’ll head back to Lazarus Island next time for more unleashed beach fun!

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Your Best Financial Life: Save Smart Now for the Future You Want

Anne Lester’s book, Your Best Financial Life: Save Smart Now for the Future You Want, offers practical recent financial advice, particularly for Millennials and Gen Zers, focusing on retirement savings and investing. Lester provides a step-by-step blueprint to overcome saving challenges, manage money anxiety, and build a secure financial future.

The STASH Program: Lester’s five-step plan for financial planning:

1. Save for Emergencies (S in STASH)
• Build an emergency fund with 3–6 months’ salary to cover unexpected expenses like job loss.
• Use high-yield savings accounts.
• CPF OA earns a guaranteed 2.5% p.a. interest, providing a safe place for part of your emergency fund. However, keep some funds liquid outside CPF for quick access.
• Calculate your monthly expenses (e.g., $3,000/month = $9,000–$18,000 emergency fund). Set up a separate savings account and automate monthly transfers to build this fund within 1–2 years.


2. Take advantage of tax-advantaged accounts (T in STASH).
• The CPF Special Account (SA) and Retirement Account (RA) earn 4.08% p.a. (as of 2025), higher than most savings accounts. Maximize voluntary top-ups to your SA (up to the CPF Annual Limit of $37,740) for tax relief and higher interest.
• SRS accounts allow voluntary contributions (up to $15,300/year for Singaporeans/PRs, $35,700 for foreigners) with tax relief. Funds can be invested in stocks, ETFs, or bonds, offering flexibility for retirement planning.


3. Align Saving and Debt Repayment (A in STASH).
• Balance saving for retirement with paying off high-interest debt to avoid financial strain.
• Focus on clearing credit card debt or personal loans before aggressive investing.


4. Stay the Course During Volatility (S in STASH)
• Avoid panic-selling during market downturns and maintain a diversified portfolio.
• Use CPF OA or SA funds to invest in approved instruments like ETFs, bonds, or unit trusts for higher returns (though with risk).


5. Handle Large Purchases Wisely (H in STASH)
• Choose financial tools based on the time horizon for large purchases (e.g high-interest savings for short-term, bonds for mid-term).
• Short-Term Goals (<3 years): Use high-yield savings accounts or fixed deposits
• Mid-Term Goals (3-10 years): Invest in Singapore Government Securities (SGS) bonds or Singapore Savings Bonds (SSB), which offer 2–3% p.a. with low risk. SSB allows early redemption, making it flexible.
• Long-Term Goals (<10 years): Use CPFIS or SRS to invest in ETFs or stocks

Lester emphasizes budgeting, cutting wasteful spending, and leveraging small savings to grow wealth (e.g., turning $100 into $1,000 through consistent investing).

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How to Live a Psychologically Rich Life

Psychological Richness as a Third Path to a Good Life

Shigehiro Oishi introduces psychological richness as a distinct third dimension of well-being—complementing the traditional paths of happiness and meaning.

Unlike happiness (comfort, joy) or meaning (purpose, impact), a psychologically rich life emphasises novelty, variety, complexity, and perspective-shifting experiences—even when they're uncomfortable

What Makes Life Psychologically Rich?

The book outlines several defining qualities:

• Novelty & Diversity: Engaging in new activities—like meeting new people, trying new food, or exploring new places—boosts the sense that life is interesting.
• Perspective Change: Experiences that alter how we see ourselves or the world enrich our lives at a deeper, cognitive level.
• Challenge & Emotional Range: These experiences often involve discomfort, unpredictability, or complexity—but are precisely what make them memorable and transformative.
  
  

Why It Matters—and How It Differs

People with psychologically rich lives tend to be more curious, open, and willing to take risks for the sake of experience—not just outcomes. Psychological richness also builds resilience and helps reduce regret—especially when we reflect on how we valued experience over outcome.

Oishi emphasizes that happiness, meaning, and psychological richness are complementary, not mutually exclusive. A “fuller life” can—and often does—include all three.

Trade-offs do exist: stability may support happiness, purpose may support meaning, while risk and discomfort support richnes.

Small doses of psychological richness—say, an improv class or browsing a thrift store—can refresh and rejuvenate more routine pursuits of happiness or meaning.

Oishi offers actionable guidance on cultivating psychological richness in everyday life:

Be Spontaneous: Inject unplanned, lightly risky actions into daily life—detour on your walk, try an impromptu lunch, break the routine.

Play without Aim: Engage in unstructured, playful activity—read without judging, walk without tracking steps—just to open your mind.

Embrace Small Risks: It’s not always about big leaps; trying a new dish or attending a casual event can seed richness

Reflect & Narrate: Remembering and weaving experiences into your personal story—via journaling, conversation, photography—turns them into lasting inner richness.

Reframe Adversity: Challenges and failures can deepen richness if seen as part of your growth story—as transformative, not merely traumatic.

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A New Birder’s Lesson in Nature’s Fragility

On Sunday, my heart sank when I learned that one of the adult Spotted Wood Owls at BAMK had succumbed to its injuries. The news hit hard, and I felt compelled to visit the park on Monday to check on the remaining owls.

The surviving adult owl was in a distressing state—its eye swollen, feathers damaged around its lower belly and leg. It was painful to see. When we spotted it on the ground, we called ACRES for help, but despite their efforts, the owl slipped away before they could secure it in a carrier.

The owlet, too, was struggling, noticeably thinner and weaker. It seemed the surviving parent, weakened by injury, couldn’t hunt enough to feed them both. On Tuesday, the owlet was rescued while attempting to hunt on the ground. We held onto hope that the adult owl would be saved the next day, but tragically, it was found dead on the ground Wednesday morning.

Watching these magnificent creatures suffer, knowing there was little we could do without risking further harm, was gut-wrenching. As a new birder, I’ve been captivated by the joy of spotting wildlife, but this was my first encounter with such a devastating loss.

It’s a stark reminder of nature’s harsh realities, yet I can’t help but question our role in this. If human activities like deforestation have destroyed their habitats, don’t we bear some responsibility to help them survive crises like this?

This experience has ignited a deep desire to learn more about how we can coexist with wildlife. I want to explore ways to protect and support creatures like the Spotted Wood Owls, ensuring our actions don’t further disrupt their fragile existence. How can I research and advocate for better wildlife conservation in our shared spaces?

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Exploring Logotherapy to Design a Fulfilling Life

Logotherapy, a philosophy and psychotherapy approach developed by Viktor Frankl, teaches that the primary human drive is to find meaning, not just chase pleasure or power.

After going through seasons of burnout and “drifting,” I wanted to reconnect with what truly matters to me: 

•  Spending time in nature and observing birds/wildlife 
•  Deepening my self-awareness through reading and writing 
•  Staying active through bouldering and mindful movement 
•  Enjoying downtime with my dogs and some good ol’ Netflix 😌

Logotherapy’s reminder that meaning can be found through action, experience, and attitude helped me build a routine that supports both outer productivity and inner fulfillment.

To build a schedule that aligns with logotherapy principles and supports a fulfilling, well-balanced life, it needs to:

• 40%: Meets my practical needs (course, job, knowledge)
• 25%: Honors my passions (birding, wildlife, bouldering)
• 15%: Allows for rest and decompression (Netflix/YouTube, pet time)
• 10%: Supports self-reflection, creativity, and meaning-making (blogging, reading)
• 10%: Leaves a bit of “space” for spontaneity

Challenges and Current Reality

Right now, my practical needs are taking up more time than I’d like. My mornings are consumed by the SkillsFuture course, followed by two hours of work in the afternoon. This leaves little room for my passions, rest, or reflection, which can make my days feel lopsided and less fulfilling.

The heavy focus on practical tasks sometimes creates an “existential vacuum,” a term from logotherapy that describes feelings of emptiness when life lacks meaning. I’ve noticed this when my days are all work and no play, leaving me disconnected from what truly matters to me.

For example, last week, practical needs took up nearly 60% of my time, while passions and spontaneity were squeezed to under 10% combined. This imbalance showed me I need to adjust to better align with my goals.

Looking Ahead to September

By end September, my part-time contract will end, and I plan to withdraw from my SkillsFuture course (see previous post). This shift will free up significant time, giving me a chance to rebalance my schedule. My goal is to reduce practical needs to 40% or less, allowing more space for passions like birding and bouldering and explore new experiences.

Finding Balance and Meaning

Logotherapy teaches that meaning isn’t found in a perfect schedule but in how we engage with each moment. By allocating time to practical needs, passions, rest, reflection, and spontaneity, I’m creating a framework to live more fully. 

The challenge is staying flexible—life will inevitably shift, and my schedule must adapt. Come September, I’ll reassess my planner to ensure it reflects my evolving priorities, like diving deeper into wildlife conservation or exploring new creative outlets.

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Lord of the Rings Musical in Singapore

I attended the Lord of the Rings musical in Singapore yesterday, my second entertainment expense of 2025, and it was a mixed experience with unforgettable highs and noticeable lows.

The Highlights

Three scenes stood out for their stunning setup and special effects: Gandalf’s epic battle with the Balrog in the cave, the terrifying attack of the massive Shelob, and the climactic Gollum scene at Mount Doom. These moments were visually spectacular and gripping.

The cast’s immersive engagement with the audience was a standout feature. Their interactions made the experience feel alive and personal, pulling us into Middle-earth.

Jemma Rix as Galadriel was a highlight. Having seen her in Frozen previously, I was thrilled to hear her incredible voice again. She truly shone as one of the show’s brightest stars.

The actor playing Gollum deserves special praise. Switching seamlessly between Sméagol’s pitiful tone and Gollum’s menacing rasp every few minutes was a remarkable feat of vocal and physical performance.

The Lows

Unfortunately, the elves were a letdown. Apart from Galadriel, their costumes looked cheap and poorly made, like something ordered from a budget online retailer. Legolas’s outfit was particularly disappointing. The elves’ music also felt repetitive, soulless, and forgettable, failing to capture their magical vibes.

Some scenes dragged on unnecessarily. The excessive folk songs made me so sleepy, and long stretches of characters explaining Middle-earth’s history felt redundant and slowed the pacing.

Final Thoughts

The production’s shortcomings explain why tickets were notably cheaper than typical musicals. While the standout performances and effects made it worth seeing, the uneven execution—particularly with the elves and pacing—held it back from greatness.

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Teamwork Challenges and Shifting Focus to Wildlife

Yesterday, we had our second presentation, and I’m disappointed with the teamwork yet again. Unlike the first presentation, there was no peer review this time. On the positive side, this team consists entirely of experienced seniors who are knowledgeable, answer questions confidently, and bring plenty of ideas to the table. However, their teamwork is severely lacking. Instructions are ignored, roles and responsibilities are not taken seriously, and most team members struggle with digital tools—except for one. Simple tasks like sharing a PowerPoint or screen take far too long.

The discussions were chaotic, with everyone pushing their own ideas or working independently without coordination. The trainer could have done more to guide the group and foster collaboration. This module feels rushed and overloaded with information, making it harder to stay focused.

With the Module 3 Capstone Presentation approaching, I’ve decided to withdraw. Spending a month in unproductive meetings with no clear direction isn’t worth my time. I’m still waiting for the school to approve my withdrawal.

Earlier this year, in April, I signed up for a Nature Interpretation course but withdrew due to challenges managing a work handover to the new project manager. At the time, I didn’t have a compelling reason to stay committed. However, in July, I attended the Heron Watch training, and it sparked a newfound passion for birding. Now, I’m out almost every day observing birds and wildlife, and it’s been incredibly fulfilling.

I’ve decided to channel my energy into wildlife and biodiversity instead of continuing with Module 3. This choice also frees me up to join the next Nature Interpretation course in October, which I’m excited about.

Isn’t it incredible how life guides you when you’re feeling lost? Sometimes, the answers appear exactly when you need them.

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First Trip of the Year - Bangkok

After six months of burnout at work, I finally took a much-needed break with a 4-day, 3-night trip to Thailand (24-27 July). This was an impromptu adventure, as my only planned trip for 2025 was a family vacation to Japan. This Thailand getaway was a promise I owed a friend, and we decided to make it happen before they leave Singapore.

Birding Adventure
With my newfound passion for birding, I booked a private birding guide for a day. The tour cost 6,000 Baht for about 10 hours, which felt steep but was absolutely worth it.

We started at 5 a.m. and stopped at a café for breakfast (covered by the guide). Our first destination was the Pathum Thani Rice Research Centre, where we spotted at least 25 bird species. The highlight was watching little weavers meticulously crafting their nests in a serene, peaceful setting. Unexpectedly, we also spotted a nightjar on a rooftop - what a delightful surprise!

Lunch was a delicious Thai meal (included in the package). Afterward, our guide took us to an undisclosed government building to observe the endangered Java Sparrow. These birds, likely descendants of released pets, have established a small population in Bangkok since the pandemic. They’re not native to Thailand, making the sighting even more special.

Our final stop was a temple where we saw two resident owls. My recent obsession with owls - sparked by SWO and BFO owlet sightings in Singapore - made this moment magical. Hiring a guide was invaluable; his expertise led us to hidden birding spots. We returned to the hotel around 3 p.m. The guide recommended Mae Wang National Park for future wildlife photography, and it’s now on my list.

Total Damage
The next day, we explored Ayutthaya’s temples, a fair trade since my friend joined me for birding. Afterward, we indulged in massages and did some light shopping. For the first time in Bangkok, I focused on sightseeing rather than shopping, which was refreshing. We also carved out pockets of time to rest, which made the trip even more rejuvenating.

In total, I spent around $1050:

• Flights - $297
• Hotel: $216 (not shared, individual)
• Birdwatching tour: $200
• Temple tour: $60
• Massages, Bar, Food, Grab - $285

The high expenses was mostly from the tours. 

Today, I’m back to reality with a class this morning. I’ll share more about that in another post!

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Train Goes Faster

The song "Train Goes Faster" capture something so raw and universal: the fleeting nature of relationships, how people drift in and out of our lives like seasons. Some stay for a summer, others for a fleeting spring, but few are there for the long haul.

It’s a bittersweet truth, and the song’s imagery of a train speeding by feels like the perfect metaphor for how quickly time—and people—can slip away.

As we grow older, this transience becomes starkly clear. High school friends, once inseparable, get married, start families, and suddenly have little time to connect. Childhood companions move to distant countries, building lives of their own.

And some so-called friends only reach out when they need a favor—those are the ones better left to disembark the train, making room for new passengers who truly belong (as the song so aptly suggests).

Every season shapes me, leaving imprints of joy, lessons, and growth. The train keeps moving, carrying me toward new horizons, and I’ve learned to cherish the moments while embracing the journey’s inevitable changes.

On this ride called life, never lasts too long

When the train goes faster, let some people just get off

It keeps moving on

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Planned Obsolescence

After watching Buy Now: The Shopping Conspiracy on Netflix, the concept of planned obsolescence struck a chord with me.

It’s the deliberate design of products to have a limited lifespan, nudging consumers to replace them sooner than necessary. This practice feels all too familiar in our fast-paced, consumer-driven world, especially here in Singapore, where technology and trends evolve at breakneck speed.

Mobile Phones Upgrade: A Vicious Cycle 

From mobile phones to household appliances, planned obsolescence seems to shape our daily lives more than we might realise.

In Singapore, owning the latest smartphone is almost a cultural norm. With our high connectivity and tech-savvy population, it’s no surprise that mobile phones are a prime example of planned obsolescence.

I’ve noticed how my phones, despite being the latest model at purchase, start to slow down after just two years. Software updates often demand more processing power, rendering older models sluggish. 

For instance, I had a phone that was perfectly functional until a mandatory update caused green lines to appear after upgrade. It’s frustrating, especially in a city like Singapore, where we rely heavily on phones for everything—PayLah transactions at hawker centres, SingPass logins for government services, or even booking Grab rides.

The Buy Now documentary highlighted how manufacturers design phones with batteries that are hard to replace or components that wear out quickly (example Air Pod). 

In Singapore, where repair shops in Sim Lim Square or Funan Mall are accessible, you’d think it’d be easy to extend a phone’s life. But often, the cost of replacing a battery or screen is so high that buying a new model feels more practical. 

This cycle fuels constant upgrades, with many Singaporeans queuing for the latest iPhone or Samsung Galaxy at Orchard Road’s flagship stores, only to repeat the process a couple of years later.

No More Long Lasting Televisions

The documentary also made me reflect on household appliances, like TVs. Growing up in the 80s, I remember our family’s Japanese-made CRT television in our HDB flat. 

That bulky box lasted over a decade, faithfully delivering Channel 8 dramas and shows without a hitch. Compare that to today’s sleek LED TVs, which seem to give up after just three or four years.

Back then, TVs were built to last, but today’s models seem designed to fail. The Buy Now show pointed out how manufacturers use cheaper components or lock essential features behind software that becomes obsolete.

Planned obsolescence is a reality we can’t fully escape, but being aware of it is the first step. By making more conscious choices—whether it’s repairing a phone at a local shop or buying second hand items from Carousell —we can reclaim some control. 

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My New Birding Adventure

Last Saturday morning, I kicked off my latest hobby—birding—by attending the NParks Heron Watch Volunteer programme. I was blown away by how effortlessly the volunteers identified birds, spotting subtle differences in feathers and calls that I hadn’t even noticed!

During the session, I met an inspiring young friend who’s been bird watching solo since September 2024. In just a few months, she’s become a pro at recognizing countless species.

She also introduced me to Birding Telegram groups, where enthusiasts share real-time alerts about rare sightings around Singapore. I’m already hooked on the excitement of getting those notifications!

Inspired by the group’s passion, I decided to gear up for my birding journey. I headed to Decathlon and invested $80 in a new pair of binoculars to get a closer look at my feathered friends.

I also dusted off my old safari photos from trips to places like Africa and Sri Lanka, creating an Instagram account to share them. My goal is to build a visual diary of all the wild and captive animals I’ve encountered, blending my love for travel, wildlife, and photography.

Yesterday, I visited the newly opened Bidadari Park with my Canon M50 vlogging camera, eager to capture some birds in action. To my dismay, the lens couldn’t zoom far enough to catch anything worthwhile—total fail! 

Determined to up my game, I visited a preloved camera shop today. The owner recommended the Canon Powershot SX520 HS for its impressive zoom, perfect for birding. I traded in my M50 for $200 and paid an extra $47 to seal the deal. I did't want to spend too much on this new hobby, not knowing if it will last.

I tested it out immediately at Bukit Merah to photograph the adorable Red-breasted Parakeet babies, and wow, the zoom was a game-changer! As if that wasn’t enough, a kind gentleman from the birding community gifted me a brand-new tripod. The generosity of this community is truly heartwarming.

Birding has quickly become a source of pure joy, despite the occasional mosquito bites and Singapore’s hot weather. Being in nature and seeing wildlife energise me. 

Trading my office wear for running shoes and sportswear feels like a small act of freedom. I’m thrilled to dive deeper into this hobby, chasing new sightings and capturing moments that make my heart race. 

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First Week in Class

The first week of class has been a whirlwind of introductions, odd exercises, and a few frustrations, but it’s finally starting to feel like we’re getting somewhere.

 Day 1-3: Getting to Know the Crew
The first couple of days were all about breaking the ice and knowing our DISC profile. We spent time introducing ourselves and sharing why we’re taking the course. It was cool to hear everyone’s motivations—some want career shifts, others are here to level up their skills. I enjoyed the vibe of connecting with new people, but it felt a bit like speed-dating for classmates.

Day two, we had this bizarre exercise where we were split into breakout rooms based on the industry we’re interested in. I picked the government sector. The room was a ghost town—no one was able to share insights about working in that space since nobody was from this industry. It felt like a total waste of time, and I left wondering what the point was. A facilitator or some prep could’ve saved this from being a flop.

Day 4: Sidelined and Annoyed
By day four, I was ready for something engaging, but instead, I got another letdown. We had a group game planned, but only five people could play, and I ended up as a backup. I love games and know I’m pretty good at them, so sitting on the sidelines watching others make questionable moves was frustrating. Honestly, they could’ve set up another subgroup so everyone could participate. It felt like a missed opportunity, and I was left twiddling my thumbs.

Group Dynamics: Not My Vibe
I was also hoping we’d switch groups for each module, but nope—we’re stuck with the same crew for the next four months. My group is one of the biggest, and most people seem super introverted, serious, and overly structured. I’m more of a fun, high-energy person, and I clicked way better with another group during the networking breakouts. They had this crazy, fun vibe that I like. Being locked into a group that doesn’t match my energy is a bit of a bummer, but I’ll make it work.

Day 5: Finally, Something Useful
Today, things took a turn for the better. We dove into structured problem-solving skills, and I’m actually excited about it. The framework we learned is practical and feels like something I can apply to my current project.

It’s refreshing to finally dig into content that’s relevant and actionable. I’m starting to see the value of the course, even if the first week had its hiccups.

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Career Coaching - Last Session

In my last career coaching session, I had the chance to unpack my thoughts and experiences over the past few weeks, both at work and as a new student.

It was a refreshing opportunity to reflect on my journey and explore what lies ahead as I navigate this transitional phase.

We also discussed my plan to engage in volunteer work, particularly with animals. I’m keen to explore citizen science projects with NParks and check out the Mandai Wildlife Docent Programme. These opportunities align with my love for animals and my desire to contribute meaningfully to the community while gaining new experiences.

My career coach brought up the AI Apprentice Program as a potential avenue, but I found it wasn’t quite the right fit. The program’s focus on programming languages and its target audience of younger individuals didn’t align with my current interests or goals. 

She also pointed me toward the Singapore Business Federation and the Singapore National Employers Federation, both of which are great resources for connecting with employers who value SkillsFuture course graduates. That was encouraging to hear, as it opens up possibilities for the future.

She also did a quick search for jobs related to my current studies in digital transformation and change management. To my surprise, there’s a decent demand for these roles in Singapore.

It’s reassuring to know the market values what I’m learning, even if I’m not ready to jump into a full-time job just yet.

For now, I’m taking things slow. I’m still optimistic about pursuing the Barista F.I.R.E. (Financial Independence, Retire Early) lifestyle, which gives me the flexibility to explore without rushing into a career move.

I made it clear I wasn’t ready to polish my LinkedIn profile or CV yet, as I’m still figuring out my next steps.

We wrapped up with a feedback session, which was a great way to close things out. My coach encouraged me to reach out next year when I’m ready to re-enter the job market. It’s nice to know I have that support waiting when the time comes.

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Final Last Day As A Full-Time Slave

It’s my LAST WEEK at work! 🥳 I’m finally pulling the plug on the corporate life. Cue the confetti and the slightly panicked realisation that I’m about to enter to my grand adventure into Barista F.I.R.E.

The Three-Year Master Plan
This wasn’t some spur-of-the-moment “I’m done!” tantrum. I’ve been plotting this escape for three years. Think of it like a heist movie, but instead of stealing diamonds, I was chasing financial independence.

The mission? Pay off the mortgage (done!), obliterate all debt (hello, AA credit rating—take that, younger me who used to have 7 credit cards), hit my CPF Full Retirement Sum, and save like a squirrel before a nuclear winter.

I even calculated my Personal Finance Ratio, which sounds like something a math teacher would make up to torture you, but it’s actually the secret sauce to knowing if you can quit your job without ending up moving back to your parent's place.

I used to think “adulting” meant buying overpriced bags and owning a car. But these days? Nothing gets my heart racing like watching my investment portfolio grow.

Forget travelling —give me a line graph trending upward and watch my CPF and savings account flex its muscles, that’s the real adrenaline rush. 😅

Why I’m Ditching the Desk
Don’t get me wrong, my job wasn’t terrible. I mean, I stuck around for 10 years, which is longer than most of my houseplants have survived.

But I’ve hit that age where I’m ready to trade OT nights for pursuing passions, learning new skills, and—most importantly—taking life at the speed of a sloth on a Sunday.

Enter Barista F.I.R.E., the glorious lifestyle where you work just enough to keep the lights on (and the coffee flowing) while spending the rest of your time living your best life.

For me, that means diving deep into the world of investments, studying “options” (not the life choices kind, but the stock market kind—way less existential). 

The Transition: Part-Time Gigs and SkillsFuture
To ease into this brave new world, I’ll be working part-time for the next three months while waiting for my successor to join in September.

Bonus: the government’s tossing me an allowance to keep studying, which covers my daily expenses. This means I don’t have to dip into my precious savings or sell my kidney to afford my mala obsession.

I’ll keep investing whatever I can scrape together and spend my days learning the dark arts of options trading. 

A Week of Farewells
This last week has been a stress-free dream. My colleagues have been treating me to farewell meals every day— my waistband is staging a protest, but my heart is full.

They even gifted me a lavish Longchamp bag, which I’m pretty sure costs more than all my adidas shoes. The love and support have made this bittersweet goodbye feel more sweet than bitter.

I’m walking away from the 9-to-6 with a skip in my step, a fancy bag on my shoulder, and a head full of dreams about what’s next.

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A Busy Day of Learning and Discovery

Today was a whirlwind of new experiences, balancing the excitement of starting a new chapter with my SkillsFuture funded course and diving into a fascinating research experiment at SMU.

Morning: Orientation for My Skills Future Course
This morning, I attended the orientation for my SkillsFuture funded course, marking the countdown to a major life shift.

I can’t believe I’m just one week away from leaving my job to return to full-time study after over a decade.

It feels surreal to step back into the classroom, and the orientation gave me a taste of what’s to come.

The class is huge—48 participants, all aged 40 and above, bringing a refreshing mix of maturity and professionalism.

You can already spot the different personalities emerging.

There are the “kiasu” types, eagerly flipping through course materials before the official start, determined to get a head start.

Others exude confidence, and I can tell this group will be full of outspoken, extroverted voices.

It’s exciting but a bit daunting, as I’m already bracing for lively debates and dynamic discussions.

One small annoyance? The teaching assistant shares my name, which is incredibly rare.

It’s going to be so confusing hearing my name called out constantly. 😖

I’m already imagining mix-ups during group work or emails going to the wrong person.

Still, it’s a minor hiccup in an otherwise thrilling start to this journey.

 Afternoon: Research Experiment at SMU

In the afternoon, I headed to SMU to participate in a research experiment titled Investigating People’s Attitudes and Behavioral Responses towards Project Wolbachia-Singapore.

The project piqued my interest, not just because of its innovative approach to tackling dengue but also because it involved testing an AI bot developed by the researchers.

I suspect they’re aiming to secure government funding for this tech, and I was curious to see how it performed.

The experiment was engaging and surprisingly educational. For about 20 minutes, I interacted with the AI bot, asking questions related to Project Wolbachia-Singapore. The bot was designed to provide insights into the project.

Afterward, I completed a survey evaluating the bot’s usefulness—could it replace a human in answering research questions?

I found it fairly intuitive, though it lacked the nuance a human might bring to complex queries. Still, it was a fun and thought-provoking experience.

Learning about the science behind Project Wolbachia—essentially using male mosquitoes to outcompete and reduce the female Aedes population—felt a bit like science fiction, but it’s a practical and necessary strategy for public health.

Oh I will also received $20 (paynow) for the participation.

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