Current Investment Strategy

The stock market really moves in strange ways. Just a few weeks ago, it felt like a full-on bull run despite all the bad news circulating and now, it’s turning slightly bearish again. Is it because of Trump, or just big players manipulating the market sentiment? Who knows.

On a brighter note, I was really happy to see LAES finally climb above $6. I’ve been stuck at around $5 since February, so it felt great to finally sell it off on Moomoo. I’ve since transferred the funds to Webull, where I’m focusing on TSLA, COIN, and FIG.

For now, I’m done with penny stocks. They can be exciting, but also risky — and I’ve realised that kind of trading only works if I have a stable job to absorb any potential losses.

Another reason for shifting to Webull is the lower commission fees. Moomoo’s high fees made small trades inefficient, whereas Webull gives me the flexibility to slowly nibble into big-cap stocks when prices dip. That said, I still hold a Singapore biotech company in Moomoo that’s been underperforming. No idea when it’ll recover, so I’m just leaving it there for now.

I’ll still keep Moomoo for Singapore bank and REIT stocks (I only have one REIT left now), since the commission rates for SGX trades are cheaper there compared to Webull. The SG portfolio is also glowing too thanks to DBS !

Lately, I’ve been following John Lu’s investment strategies and applying some of his principles to my Webull portfolio. His methods have been quite insightful, especially in helping me determine better entry points when buying. I’m still trying to refine my sense of when to sell, which I think is the trickiest part of investing.

On the bright side, my decision to buy back PLTR and NVDA in August has paid off nicely — both are showing solid gains. Overall, my Webull portfolio is performing much better than my Moomoo one at the moment.

There are also several key market dates in October that might influence price movements. Let’s see how the market reacts — I’m keeping an eye on these events while continuing to learn and adjust my approach.

Disclaimer: This post is for informational purposes only and does not constitute financial advice. Please consult a qualified financial advisor before making any investment decisions.

Read more

Mid-October Highlights & Recap

Week 1: Farewell dinner with my French colleague who has left SG. Even though I've left work, we're still friends, so it was a really tearful event. Every time someone who made a difference in my working environment leaves SG or the company, it makes me cry.

Decided to chill this week and only did 2x birding.

Week 2: Spent the week celebrating ST's birthday with lunches, dinners, and attending Cirque Alice. It was human acrobats on a very small stage - such an impressive performance! It's been a while since I've watched a cirque show (last time was pre-COVID).

However, I wasn't as excited as in the past (maybe getting old). I probably won't splurge on such shows again, especially since I'm jobless now. We also had lunch at the French restaurant Maison Boulud from a Michelin chef. We waited forever for the food to arrive; it was beautifully plated, but sadly just okay, not worth the price. Definitely won't be going back.

Finished the week with the 3-day Nature Interpretation course.

Week 3: Since I wasn't able to bird much last week, I spent almost every day birding this week (6x!). I met a new, more senior friend during birding, and he's been nice enough to drive us around, making it so easy to explore.

I went to the office to return my laptop (finally) and had lunch with my (ex-)colleagues. Everyone seemed really stressed and said they want me to come back. I'm glad I no longer have to deal with that shit. Haha.

I went to Pulau Ubin on Friday with AT and her son for her birthday too. It's been almost 10 years since I last went! It was a nice walk, even though I spotted but couldn't capture the elusive White-Rumped Shama. :(

Finally met up with my Charmed Sisters after talking about it for months!! We're planning for KL birthday - a big event for us every year.

Reflecting on the logotherapy schedule:

I think I've been spending more than the target 25% on passions these days. Haha. I've been so busy every day this month. Besides the Nature Interpretation course, I haven't done any serious practical needs. Maybe I should look into self-learning again in November, as I don't think a part-time job is possible right now.

What I really like about current life is how I'm able to spend every day so fulfilled, experiencing so many new things. You know it's fulfilling because every outing feels like it happened ages ago, but in fact it was only last week or yesterday. I'm living fast and fulfilled.

Let's see what the next 2 weeks will bring!

Read more

Reflections on the Nature Interpretation Course

Last week was a whirlwind of activity, filled with learning and exploration, though not without its challenges.

I decided to set aside Cornell's Handbook of Bird Biology. Its dense, scientific content and emphasis on memorizing scientific names felt overwhelming and disconnected from my goal of trying to understand about birds. Instead, I attended the Nature Interpretation course, which proved to be far more engaging. The course materials were clear, relatable, and rooted in a local context, making it easy to connect with the content. I learnt from my trainer and was surprised that there is no official certification for Nature Guide, only Heritage or General Guide.

The main downside was the location - RP in Woodlands. The long commute left me exhausted over the three-day course. Most of our time was spent in the field at Admiralty Park, preparing for the final day when we delivered commentary guides to our classmates. My nine-minute presentation on sunbirds was fun. I genuinely enjoyed sharing my passion for these vibrant birds.

The classroom lectures, however, were dry and kind of boring. Being out in nature, observing and discussing, was far more enjoyable and meaningful. As the only birder in a class full of plant and tree enthusiasts, I felt a bit like the odd one out, but it didn’t dampen my enthusiasm.

One area for improvement is the course’s marketing. It currently seems tailored to NParks officers, but with better outreach, it could attract a wider audience of nature enthusiasts. Overall, the experience was rewarding, reinforcing my love for nature and my desire to share it with others.

And this is the last of my Skillsfuture credits. 😅

Read more

Chocolate Finance US Account Update

It's been over six months since I last deposited into my CF USD account. In my previous post, I crunched the numbers and estimated it'd take exactly six months to break even. Well, reality had other plans, it took a bit longer!

The good news? I've finally crossed that threshold with an insignificant profit in the bank. The profits largely depend on Trump's mood. 

The USD remains weak against the SGD, so my game plan is simple: Hold steady until January 2026 and reassess. Fingers crossed for a stronger dollar by then.

I have however withdrew all my SGD in CF account to put it back into equities in Webull. More on that in another post.

Read more